Complex day at Affirm

Choose what to guarantee a fitness merchant while 6 hours remain

Published Oct 30, 2026

You’re the growth / marketing strategist. Your team is in the room.

The setting

runs , a shopping marketplace where consumers find, compare and buy products from merchants using buy now, pay later options. Merchants use it to reach shoppers.

A seasonal media commitment is due before the evidence settles the sales promise.

Revenue leadership wants the merchant's booking preserved, while finance will not absorb an uncovered guarantee.

Who you’d be doing this for

“My finance lead circled the repeat buyers this morning and asked why we're paying for orders we'd get anyway.”

Jamal Yilmaz · Fitness retailer's ecommerce director · a character in this brief

Must justify the merchant's seasonal campaign investment against purchases that would happen without advertising.

What is at stake

A fitness merchant's $300,000 campaign rests on a sales promise its evidence no longer supports. You must weigh a seasonal acquisition opportunity against an irreversible media purchase and a guarantee finance will not cover.

Why it isn’t already fixed

Every obvious fix costs something else. That’s the part you’d have to decide.

  • seasonal reach vs noncancelable spend
  • booked revenue vs uncovered guarantees
  • attributed purchases vs incremental demand
  • compelling creative vs qualified financing claims

Why Affirm

Merchant investment in onsite placements and offsite media depends on demonstrating purchases beyond those attributed to an ad.

Written with these in mind

Performance marketing strategistsPartner growth specialistsExperiment-led acquisition planners

Not your kind of problem? 128 more at Affirm, or browse every organization.

Where the organization context comes fromThe postings this brief was written from, and the reporting read before it.

The organization context comes from public information. The situation and characters are written for the brief.

Job postings it was written from

Public descriptions of the work at Affirm. They are listed as sources, not as openings. The lines under a posting are its own words, where it meets this brief.

  • Partner Marketing Lead (opens in a new tab)
    • Execute and optimize Affirm Marketing Solutions programs across onsite Marketplace placements, offsite media, affiliate, and emerging channels.
    • Support the development and coordinate the execution of full-funnel co-marketing campaigns across categories and channels, including onsite, offsite, and affiliate.
  • Director, Partner Marketing · no longer posted
    • As Director, Partner Marketing, you will define the vision and go-to-market strategy for co-marketing campaigns across our merchant network, driving growth through onsite and offsite marketing solutions.
    • Drive revenue growth through scalable marketing programs, including performance marketing in the Affirm Marketplace, with accountability for ad revenue, iROAS, and GMV targets.
  • Partner Marketing Manager · no longer posted
    • Nurture marketing relationships with a set of merchant partners, proactively seeking innovative opportunities to optimize performance and accelerate growth.
    • Develop and execute a wide range of full-funnel co-marketing campaigns across categories and marketing channels.

This is the setup. The work is inside.

Running it puts you in the room: the full situation and its constraints, stakeholders who push back in their own words, and the decisions that are yours to make. What you produce becomes a Day One Plan — work you can show someone instead of describing.

Other live briefs connected to this one, and what connects them.

Similar problems at other organizations

Like this one, each of these is about betting growth on an outside partner or launch.

The same setting, from another role

Each is set around Affirm’s Affirm Marketplace, written for a different role. They’re separate briefs, not the same scenario.

Other problems with a similar purpose

In each of these, as in this one, the aim is to make an ambitious commitment financially and operationally sound enough to hold up under later scrutiny.